YOU CAN DO IT

2010 is upon us. Let us all take a deep breath and plan for the future. Positive thoughts and actions will make 2010 the best year ever and the credit union will be your financial partner every step of the way. 2009 was a pretty good year for the credit union because of your loyalty and the positive energies from you, the board, and staff. It is such a privilege to be a part of a financial institution that put member needs first while still maintaining double digit capital, positive net income year to date, and a higher than our peer loan to share ratio. We did not stop lending as some did. We believed in the character and integrity of our members and the results proved to be beneficial to all. I encourage you to continue to reduce your debts and increase your savings. It is a win-win combination for you and the credit union.

Thank you for allowing me to serve you.

Sheilah Montgomery
President/CEO

Thought of the day: Leaving a legacy begins with a solid financial foundation.