At 1st Choice Credit Union, you can choose from two terrific checking plans:

• Share Draft Checking offers no monthly service fees (with direct deposit), no minimum balance and no per-check charges.
  
• Money Market Checking provides dividend earnings on your balances, no per-check charges and no monthly fees (with direct deposit) with an average daily balance of between $1,000 and $10,000.

These checking features apply to both checking plans:

• Account access through Dr. Cash, our 24-hour telephone response system
• Pre-authorized automatic drafts (no charge)
• Overdraft protection with savings or a pre-approved line of credit
• Consolidated monthly statements
• Direct deposit
• Wire transfer of funds to an outside account
• Stop payment
• VISA© Debit Card