At 1st Choice Credit Union, we offer the MasterCard® Personal, MasterCard® Secured, MasterCard® Gold and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a 1st Choice Credit Union MasterCard®. You'll enjoy the following benefits:
- No annual fee
- Secured and unsecured fixed rates
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
Please click here to report a lost or stolen 1st Choice Credit Union MasterCard® Classic, MasterCard® Secured, MasterCard® Gold or MasterCard® Platinum credit card.
| Choose
The Plan That Works For You |
MasterCard®
Personal |
MasterCard®
Secured |
MasterCard® Gold |
MasterCard® Platinum |
| Annual
Percentage Rate (rates fixed) |
13.9% |
15.9% |
10.9% |
6.9% |
Other
Annual Percentage Rate
(cash advance & balance transfers) |
13.9% |
15.9% |
10.9% |
6.9% |
| Annual
Membership Fee |
NONE |
NONE |
NONE |
NONE |
| Grace
Period for Purchases |
25
DAYS |
25
DAYS |
25
DAYS |
25
DAYS |
| Method
of Computing Balance |
Average
Daily Balance (including New purchases) |
| Minimum
Finance Charge |
NONE |
NONE |
NONE |
NONE |
| Transaction
Fee |
NONE |
NONE |
NONE |
NONE |
Cash
Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: 5% of payment, minimum
$25, if paid ten (10) or more days after due
date. Late
payments
and
over-limit transactions violate your MasterCard®
account agreement.
Charges incurred by use of the MasterCard®
card are due on receipt of the account statement.
|
Return Check Fee: $30.00
Request for Statement Copy Fee: $2.50
Card Replacement Fee: $5.00 |
