Rates as of June 1, 2013.
Rates may vary due to creditworthiness and lending policy. All rates subject to change without notice. 1st Choice Credit Union finance all auto loans at 90% of retail value.
| Auto Loans |
| Rates may vary due to creditworthiness and lending policy. |
| New Loan Type |
Annual Percentage Rate |
Term |
New Autos
New
RVs
New
Motor Homes
New
Boats
New
Campers |
| 4.00% |
| 4.00% |
| 4.50% |
| 4.50% |
| 4.75% |
| 4.75% |
|
| 24 months |
| 36 months |
| 48 months |
| 60 months |
| 72 months |
| 84 months |
|
| Used Loan Type |
Annual Percentage Rate |
Term |
Used Autos
Used RVs
Used Motor Homes
Used Boats
Used Campers |
| 4.50% |
| 4.50% |
| 4.75% |
| 4.75% |
| 4.75% |
|
| 24 months |
| 36 months |
| 48 months |
| 60 months |
| 72 months |
|
|
| Other Loans |
| Rates may vary due to creditworthiness and lending policy. |
| Loan Account |
Annual Percentage Rate |
Term |
| Holiday |
| Vacation |
| Secured holiday |
| Secured vacation |
|
| 12.00% |
| 12.00% |
| Savings rate + 3.0% — floor 6.0% |
| Savings rate + 3.0% — floor 6.0% |
|
| Installment up to 12 months. |
| Installment up to 15 months. |
| Installment up to 12 months |
| Installment up to 15 months |
|
| MasterCard |
|
| Secured |
| Personal |
| Gold |
| Platinum |
|
| 15.9%, no annual fee |
| 13.9%, no annual fee |
| 10.9%, no annual fee |
| 8.9% no annual fee |
|
| Revolving |
| Revolving |
| Revolving |
| Revolving |
|
| Appliances/Electronics |
15.00% |
Installment up to 24 mos. |
| Regular Personal |
12.00% |
Installment up to 60 mos. |
| Line-of-credit & overdraft protection |
12.9% |
Revolving |
| Share secured |
6.0% or 3.0% above Share rate, whichever is greater |
Installment up to 60 mos. |
| CD secured |
6.0% or 3.0% above CD rate, whichever is greater |
Installment up to 60 mos. |
|
| Mortgage Loans |
| Rates may vary due to creditworthiness and lending policy. |
| Long and short terms available |
Call the credit union at 404-832-5800 |
|
| |
|
Installment |
2nd Mortgage
|
9% APR |
Under 5 years |
| 2nd Mortgage |
9% APR |
5 to 10 years |
| 2nd Mortgage |
9% APR |
10 to 15 years |
|
