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Share Rates

Share Certificates

Annual Percentage Yield is accurate as of April 1, 2014. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends are compounded on the average daily balance and compounded quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Certificate Type
Dividend
Annual Percentage Yield
Minimum Initial Deposit
Minimum to Earn Dividends
6 month
12 month
24 month
36 month
0.15%
0.20%
0.30%
0.35%
0.15%
0.20%
0.30%

0.35%

500.00
500.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
For additional information regarding the above accounts, please refer to the Fee Schedule/Truth In Savings Account Disclosures.

Account Type Dividend Annual Percentage Yield Minimum Initial Deposit Minimum to Earn Dividends
Share Savings
  0.05% 0.05% 20.00 350.00
Club Accounts
Holiday Club
Vacation Club
0.05%
0.05%
0.05%
0.05%
5.00
5.00
350.00
350.00
IRA Passbook
Regular, Educational, Roth
0.15%
0.15%
25.00
25.00
Share Checking
  0.00% 0.00% 100.00 250.00
Money Market
$1,000 +
0.15%
0.15%
500.00
1,000.00

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

* Average Daily Balance
** IRA: Individual Retirement Account
*** Substantial Penalty for Early Withdrawal on All CDs

For additional information regarding the above accounts, please refer to the Fee Schedule/Truth In Savings Account Disclosures.