InterContinental
Warranty Services, Inc.

VEHICLE SERVICE AGREEMENT
Named Exclusion Program

New and Eligible Pre-Owned Cars

WHEN YOU NEED US DOWN THE ROAD

Features

• Low deductible
• Towing $50
• Car rental (up to 10 days) $300
• Nationwide protection
• Convenient access to services via toll-free number
• Travel Expenses up to $225
• Increased vehicle resale value.

Remember, A Factory Warranty Is Not Enough!

Most major repairs occur after the manufacturer's warranty expires. Members are keeping their cars longer and repair costs keep rising.

Why Purchase Extended Coverage

Your credit union may be willing to finance 100% of the cost at a low interest rate to help you afford this valuable protection. Pre-owned car buyers look more favorably upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a pro-rata refund.

Credit Union Members Save Up To 50%!

• The cost of this top of the line coverage may be included in your credit union auto loan for just pennies per day.
• Your car's resale value immediately increases with transferable coverage.
• 60 day money back guarantee.

InterContinental is dedicated to bringing you the most comprehensive coverage and service in the industry. The IWS Named Exclusion coverage for new cars and eligible pre-owned cars provide for repairs on all parts of the vehicle except specifically excludes failures such as, but not limited to the following.*

• Maintenance services and parts described in the "Manufacturer's Requirements" section.
• Other normal maintenance services and adjustments or cleaning including but not limited to tune-ups, PCV valve, alignments, wheel balancing, filters, lubricants, engine coolant, fluids, spark/glow plugs, brake pads, linings and shoes, belts, hoses, wiper blades, air conditioning recharge.
• Glass, lenses, sealed beams, light bulbs, tires, hub caps, trim moldings, manual clutch disc lining, pressure plate, throw out bearing, bright metal, upholstery, paint, exhaust system including the catalytic converter, brake rotors and drums, shock absorbers, batteries, airbags, carburetors, throttle body assembly (except injectors). Any physical damage or body parts. Outside door handles, waterleaks, weatherstrips, rust, wind noise, squeaks or rattles, carpet, convertible or vinyl tops.
• After-market parts or accessories not produced by the vehicle manufacturer such as, but not limited to, wheels / wheel covers, sunroofs, stereo systems, air conditioning systems, alarm systems, electronic equipment including but not limited to, CB radios, TVs, video cassette players, GPS navigational electronic equipment and cellular telephones.
• Pre-existing conditions, any failures resulting from continued operation, physical damage, contamination of fluids, coolants or lubricants, rust, corrosion, carbon, varnish, engine sludge or foreign material.

At InterContinental Warranty Services (IWS), we've built our success on a commitment to you, the credit union member and your needs. We offer you a variety of comprehensive and flexible warranty programs, otherwise known as Vehicle Service Agreements (VSA). This commitment has driven us to become the most innovative, progressive and respected company in our field.

Our programs are insured by one of the world's leading and financially strong reinsurers rated A++ Superior by A.M. Best Co., Inc. Once again, IWS has furthered its commitment to credit unions by giving you the confidence of knowing you are protected by a leader in the insurance industry.

As a leading provider of Vehicle Service Agreement programs to credit unions nationwide, only IWS can offer you peace of mind in your choice of protection plans. That means no matter which plan you choose, from our most affordable to our most comprehensive, whether for a new or eligible pre­owned vehicle, you'll get the additional security of knowing you have chosen one of the finest protection plans available.

InterContinental Warranty Services, Inc.

600 West Hillsboro Boulevard
Suite 250
Deerfield Beach, Florida
33441

Toll Free: 800.333.3028
Claims Service Center Toll Free: 877.687.3458
Telephone: 954.4273111
Facsimile: 954.698.0488
Website: www.iwsgroup.com

License #60076
Rev.5/1-016