Share Draft Checking

  • No minimum balance requirement
  • $0 fee for accounts
  • Introducing V.I.C.K.I. (Virtual Cash Knowledge and Insight)! V.I.C.K.I is available 24/7.
  • Call 404-616-7700 to check your balances, make payments on your 1st Choice loans or Share Account transfers at no additional cost
  • Overdraft Protection available
  • Direct Deposit: Set up your payroll to deposit straight into your checking account and use your funds as needed. The 1st Choice routing number is 261072770
  • Debit Card: Get a Visa© debit card and take control of your spending
  • ATM: Six Fee Free ATM withdrawals per month
  • Online Banking: We are open anytime you are connected to the internet. Make withdrawals and transfers whenever you need
  • Check Writing: Write as many checks as you need. There’s no limit

Freedom Checking

Live. Achieve. Succeed.

Manage your money confidently and securely with the 1st Choice Freedom Checking Account. You can make purchases without the hassle of monthly requirements, fees and paper checks to focus on what really matter.

Our Freedom Checking account offers:

  • Just $25 to get started
  • No overdraft fees
  • No minimum balance requirements
  • Free Visa Debit card
  • Low Monthly fee of $5.00
  • Free Online Bill Pay
  • Free eStatements
  • Free Online banking
  • Free Mobile banking
  • Free text alerts

Experience the freedom to shop and pay bills with 24-7 access to track your money with our mobile and online banking services.

We understand life happens and believe you should be able to successfully spend and save your money with no restrictions.