Apply For Loan Become A Member Locations & ATMs Contact Us Make a Loan Payment

Savings Certificates

You can open a Regular Savings Certificate with a minimum balance
of $500.

Features of our Savings Certificates include:

  • A fixed dividend for the term of the certificate.
  • Competitive dividend rates.
  • 24/7 account access
    • via Online Banking
    • VICKI – VIrtual Cash Knowledge & Insights
  • Quarterly statements
View our current rates

Share Certificates

Annual Percentage Yield is accurate as of June 1, 2020. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends are compounded on the average daily balance and compounded quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.

Money Market Accounts

You can open a 1st Choice Credit Union Money Market Account with a minimum deposit of $1,000. A minimum average daily balance of $1,000 also is required to obtain Annual Percentage Yield and to avoid fees on your account. Members are allowed three withdrawals per month without charge. The minimum withdrawal amount is $500.00 and the maximum number of withdrawals per month is three. Other features include:

  • A fixed dividend for the term of the certificate.
  •  Competitive dividend rates.
  •  24/7 account access
    • via Online Banking
    • VICKI – Virtual Cash Knowledge & Insights.
  •  Quarterly statements.