Rates

Share Certificates

Annual Percentage Yield is accurate as of April 30, 2024. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends are compounded on the average daily balance and compounded quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Certificate Type Rate Annual Percentage Yield Min. Initial Deposit Min. to Earn Dividends
6 Months 3% 3% $500.00 $500.00
12 Months 3% 3% $500.00 $500.00
24 Months 0.60% 0.60% $1000.00 $1000.00
36 Months 0.79% 0.79% $1000.00 $1000.00
For additional information regarding the above accounts, please refer to the Fee Schedule/Truth-In-Savings Account Disclosures.

Other Accounts

Account Type Rate Annual Percentage Yield Min. Initial Deposit Min. to Earn Dividends
Share Savings 0.15% 0.15% $25.00 $350.00
Holiday Club Account 0.30% 0.30% - $350.00
Vacation Club Account 0.35% 0.35% - $1000.00
IRA Passbook (Regular, Educational, Roth) 0.35% 0.35% $350.00 $350.00
Money Market ($1,000.00 +) 0.25% 0.25% $1000.00 $1000.00

All rates subject to change without notice.

*Average Daily Balance
**IRA: Individual Retirement Account
***Substantial Penalty for Early Withdrawal on All CDs

For additional information regarding the above accounts, please refer to the Fee Schedule/Truth-In-Savings Account Disclosures.